will insurance pay for massage therapy after car accident

will insurance pay for massage therapy after car accident

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If you own a car, your car insurance policy most certainly includes Personal Injury Protection (PIP) coverage (commonly known as Personal Accident Insurance or PAI). If you are at fault after car accident, your insurance company will cover your massage therapy expenses up to the limit of your coverage. Even if another motorist is at fault, your auto insurance will normally pay for the cost of your medical treatment while they work out a settlement with the other driver’s insurer. PIP coverage is required by Oregon state law to cover the cost of massage therapy services, and the patient is often not asked to pay a co-payment.

For Physician Level Massage a licensed massage therapists would charge any motor insurance company (for example, Progressive, Allstate, Nationwide, State Farm, Country, or Geico). Some plans, will let you submit your massage receipts and get paid for your costs.

How long should I wait to get a massage after a car accident?

You shouldn’t wait too long before getting massage therapy for the injuries you sustained in the accident. In point of fact, the sooner you seek treatment, the more successfully you will navigate the path to recovery.

Conditions caused by car accidents

These conditions, among others, can be caused by car accidents:
– whiplash
– neck and back injuries
– tendon damage
– muscle spasms
– myofascial pain
– headaches
– migraines
– secondary muscle group pain (“guarding”)
– insomnia (pain can interrupt sleep)

Massage therapy can assist to relieve/prevent these accident injuries

If you’ve been in a car accident, the emergency hospital examinations you get right after the accident are supposed to make sure you don’t have any injuries like a concussion, a fractured bone, or abrasion. Soft tissue injuries are those that affect your muscles, tendons, and ligaments, and they are commonly missed since they are not visible on x-rays. It is usual for accident victims to not feel any soft tissue injuries right after a car accident, but to wake up with acute debilitating neck pain, back spasms, or headaches a week, two weeks, or even months later. In reality, indications of soft tissue injuries received in a car accident might take up to six months to appear after the initial impact.

Soft tissue injuries include sprains and strains. A whiplash injury to the neck, also known as a cervical sprain/strain, is one of the most common injuries sustained in an automobile collision. This injury occurs when the head is violently pulled back and forth, as it frequently happens in car accidents, injuring the muscles and ligaments. Massage therapy should be started as soon as possible to help with the recovery process, as untreated injuries can last for months or even years.

Massage therapy can be beneficial in the treatment of soft tissue injuries. Massage treatment can help you recuperate by restoring autonomic nervous system homeostasis. Relaxation therapies like craniosacral therapy or Swedish massage can help your nervous system recover from the shock and stress of an accident. Massage therapy also improves blood and lymphatic fluid circulation, which helps to minimize swelling and cleanse the wounded area with fresh blood rich in nutrients that encourage tissue repair.

More articles here.

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